Mortgage Center

Whether your dream house is a little bungalow surrounded by Oak trees, or new construction with all the latest trends…we can help you make it happen!

Our team of experts makes it as painless as possible every time.

Home Equity

•     Fixed rates
•     Terms from 5 years up to 20 years*
•     Get your money up front with a one-time payout

Construction

•     Fixed rates
•     Terms up to 12 months
•     Borrow up to 90% of appraised value

Purchase/Refinance

•     Low Fixed rates
•     Flexible terms
•     Local Decisions

Land

•     Fixed rates
•     Terms up to 15 years
•     Borrow up 80% of appraised value

*Your rate will be fixed. Payment example: If you borrow $20,000 at 4.00% the APR for 10 years is 4.340%, your monthly payment for 119 months would be $202.49 and one final payment of $202.54. Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, credit score, loan-to-value, debt ratio, and term. Under certain circumstances an escrow account for taxes and homeowner’s insurance may be required.